From the Blog

Fatboy Gets Verklempt

USF 2010 Tassel - College of Arts and SciencesI went to the university this morning to buy my cap and gown on the first day of sale, barely 40 minutes after the bookstore opened. I got my 5’4″ gown (right in the middle of the 5’3″ – 5’5″ gown size), mortar board and white tassel for the College of Arts and Sciences.

Then it hit me on the drive back home.

I’m graduating. No… I’m GRADUATING!!

I couldn’t believe it, but my nose got a stinging feel, my eyes watered up, and my throat tightened just thinking about the end of my forever college journey finally coming to a pinnacle. Dang it, it’s happening again writing this.

I’ve got a few more pages of my archaeology paper to write and about 350 pages of book to study for the final exam before I can consider everything done. I need to get a “C” on the final unless I get an “A” or “B” on the paper, which shouldn’t be out of reach for a professional writing major, right? As for Spanish 2, I don’t even have to take the exam to pass the course and I can get an “A” for the semester with a 70% on the final exam.

T-minus: 11 days, 1 hour, 34 minutes

An Informational Breakthrough

Bills, bills, billsWe’ve been receiving medical bills in the mail since March, and it’s been freaking us out. We assumed it was because my Vest got written off from last year, we had not met our deductible and everyone was cashing in all at once. Each had to be the first to get their money before we met our out-of-pocket limit. It was a logical conclusion, but not correct.

When in doubt, look at your policy

We finally started looking over our policy during dinner last night. After we got to the correct page, we were still dumb-founded for a little while until certain words stuck out: calendar year. Since my company insurance (same health insurance as I have now) was based on the company open-enrollment date of April to April, we had assumed that the deductible resets on April 1st. Wrong. The deductible re-starts in January, BUT the good news is that the Vest write-off ended up being a life-saver.

This is going to be a good year

So, this year we will be done with medical expenses, minus co-pays and premiums now, plus the time it takes us to pay these guys the money they’ve invoiced us for. It shouldn’t be long at all because business is really picking up again after taxes and graduation is in 2 weeks from today!

We hate surprise bills, and it looks like this is the end of them. One more is on the way – and maybe one more after that one, but that’s it for the year.

The plan for next year

We are going to set up another savings account to fill with our maximum out-of-pocket expenses for next year so we can just pay out from there when the time comes in 2011. I’ve got me a smart woman, wouldn’t you say? Beautiful is a babe and a brain.

Donโ€™t Let Backsliding Discourage You

Don't be discouragedThings are looking way up from just 10 days ago nary two quarters to rub together in our business account after paying both our taxes and the estimated quarterly tax payment. It wasn’t going to be a fun month if I couldn’t bring in what I normally pay myself, but everything is running like a well-oiled machine now, and we are ahead of plans if everything arrives. “The check is in the mail,” they say.

I got on the scale this morning and was already 122lbs for the day. Now that I’ve had my lunch and a 20oz Gatorade, I’m feeling downright heavy. Today should be a good, good day for my weight.

What changed?

I’ve had to change several things in the last week to bounce back.
[Read more…]

Over 120lbs Again

I got all of my big money client work done in the last three days, and with the money rolling in from that, the stress level has dropped to nearly zero. My appetite is back with a vengeance today and I can work on a couple of other projects and (hopefully) tackle some more Spanish.

I’m sorry, but that’s about all I have time for with this post today. Things are still really cranked with graduation approaching; it’s just a less stressful without partially pre-paid client work that needs to be completed.

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